Get Pre-Approved
 
This is by far one of the most important things a prospective homeowner should do. This critical step will give you an idea of what a bank will realistically lend you for a home. Another key benefit of completing this step first is that you will be made aware of any red flags or obstacles that could potentially set you back in the future when you're ready to submit an offer. However, even after reading this, some may still be hesitant to get pre-approved. Worried about your credit score, huh? Well, I have good news for you. Pre-approvals are typically soft inquiries and therefore will not have any significant affect on your credit score. So if you're looking to buy a home within the next 3 to 6 months then just go ahead and get pre-approved. Getting pre-approved shows your Realtor that you're serious, which serves as a major benefit to you!
 
Know What You Want
 
This is probably a step you haven't heard to often, if at all. However, in my experience this is pertinent to your success in becoming a homeowner. Failing to understand what you want can surely cause confusion, especially when there's more than one person involved. Husband loves the garage, but wife hates the kitchen...Do your best to avoid this situation by doing whatever it takes to know what is needed to assure that all persons involved will be content. This will surely help to avoid time wasted so that you do not miss out on a great deal that just happens to be your perfect home!
 
Start Looking
 
At this time, if you've haven't already, you need to hire a Realtor. Make sure that you hire an agent who is knowledgeable and understands what you are looking for in your next home. Communication is key! An agent who is lacking in this area will not be much help to you. By now you should have a solid budget, you've viewed properties via the internet or emails from your Realtor and now you're ready to see your options in person and submit an offer! Congratulations! You are now one step closer to homeownership!